Our Platform
One Platform. Everything Your Business Needs.
American Legacy Insurance Group brings together the carrier access, technology, training, marketing, and support that independent agents and agency owners need, all in one place, at no cost to contract.
What a Real FMO Partnership Looks Like.
There's no shortage of FMOs willing to give you a carrier contract. What’s rare is an organization that goes further— investing in your growth, equipping your business with professional-grade tools, and maintaining a genuine, ongoing partnership with you.
Our platform is more than a list of resources and a commission schedule. It brings together the technology, training, carrier access, and support independent agents and agencies need to grow and compete.
Here's what you get when you partner with ALIG.
Why ALIG Leads Are Different:
Discounted pricing for ALIG partners
Access lead programs at preferred partner rates not available to the general market
Multi-channel options.
Direct mail, digital/internet leads, live transfer calls, and referral marketing programs available
Product-specific targeting.
Medicare, Final Expense, ACA, Life, and Annuity lead programs, each targeted to the right consumer demographic
Compliant lead sources
All programs operate within CMS and state regulatory guidelines so you can market with confidence
Warm and exclusive options available.
Select programs offer exclusive or semi-exclusive leads so you're not competing against four other agents on the same household
Real-time delivery.
Digital lead programs deliver in real time so you can follow up while interest is highest
Scalable volume.
Start small and scale your lead spend as your production grows and your ROI is proven
Integrated with your management tools.
Leads can flow directly into your ALIG business management platform for instant pipeline management and automated follow-up
Platform Pillars
Top Carriers. Above-Street Compensation. No Cost to Contract.
As an ALIG partner, you can quickly gain access to contracts with leading national insurance carriers across every major product line, including Medicare Advantage, Medicare Supplement, ACA, Final Expense, Life, Annuities, Group Benefits, and Ancillary products.
Most contract we place for our partners is negotiated at above-street compensation levels. That means from your very first policy, you're earning at a tier typically reserved for high-volume agencies. And since contracting through ALIG is completely free, there's no reason to leave anything on the table.
What's Included:
- Above-street commission levels across all product lines
- Direct carrier relationships with major national and regional carriers
- Fast contracting and appointment processing, typically 3–7 business days
- Ongoing contract monitoring and commission reconciliation support
- Production bonuses and carrier incentive program participation
Professional-Grade Technology. Zero Monthly Fees.
We've assembled a technology stack that gives ALIG partners the same capabilities as some of the largest agencies in the country, at no cost to you. From quoting and enrollment platforms to business management systems and AI-powered business tools, every piece of technology in our platform has been selected because it makes a real difference in how efficiently and effectively you run your business.
What's Included:
- Free multi-carrier quoting platforms for Medicare, ACA, Life, and Annuities
- Online enrollment tools integrated with major carrier systems
- AI-powered business solutions for content, communication, and workflow automation
- Client communication tools including e-signature and document management
- Reporting and analytics dashboards to track your production and growth
Your Brand. Your Market. Our Support.
Building a steady pipeline takes time, skill, and a marketing budget that many independent agents don’t have. ALIG closes that gap with a full suite of marketing resources designed to help you build your brand, generate leads, and grow your client base without needing to become a full-time marketer.
What's Included:
- Custom co-branded marketing materials for print and digital use
- Social media content, templates, and scheduling resources
- Discounted direct mail and digital lead programs
- Referral marketing systems and client retention campaigns
- Event and seminar marketing support
- Medicare AEP and SEP campaign resources
Learn More. Sell More. Grow More.
At ALIG, training is not an afterthought; it's a pillar of our platform. We provide our partners with a comprehensive training library covering every product line we support, updated regularly to reflect market changes, regulatory updates, and evolving carrier offerings. Beyond product knowledge, our training platform includes sales skill development, compliance education, technology tutorials, and business development workshops for agents who are ready to expand their operations.
What's Included:
- On-demand product training library across all ALIG product lines
- Live webinars with product experts, top producers, and industry specialists
- Annual certification and compliance guidance (AHIP, carrier certs, state requirements)
- Workshops dedicated to sales skills, objection handling, and closing techniques.
- Technology and platform onboarding training
- Business development and agency growth curriculum
Grow Your Team. Strengthen Your Agency. Build Your Legacy.
For agents who are ready to move beyond personal production, ALIG provides the infrastructure to help you recruit, train, and grow a team. Our agency development resources are designed for producers ready to take their business further and invest in the people, systems, and culture that make a great agency thrive.
What's Included:
- Recruiting system design, tools, and support
- New agent onboarding and ramp-up frameworks
- Downline contract management and production tracking
- Override and bonus structures for agency builders
- Agency branding support and organizational development coaching
- Leadership training and mentorship program access
A Team Behind You. Every Step of the Way.
One of the most significant advantages of partnering with ALIG is something you won't find on a feature list: a dedicated team of real people who are invested in your success. From your onboarding to your first major production milestone, and every challenge in between, you'll have access to dedicated support from professionals who understand your business and are ready to help.
What's Included:
- Dedicated support contact from day one
- One-on-one business coaching and growth planning
- Recruiting system design and agency development support
- Back-office support for contracting, commissions, and carrier issues
- Compliance guidance and regulatory support
- Leadership development for agents building agency organizations
Comparison
With Most FMOs
- Carrier contracts and a commission schedule
- Street-level commissions
- Generic product information
- Minimal lead resources
- Limited ongoing support
- Technology you pay for separately
With ALIG
- Carrier contracts + full business platform
- Above-street compensation from day one
- Dedicated product training library
- Discounted lead programs + referral marketing tools
- Dedicated support contact + business coaching
- Full tech stack included at no cost
Ready for More Than a Contract?
Stop settling for a contract and a commission schedule. Partner with ALIG and get the full platform your business deserves, with zero contracting fees and real support from day one.